As a young student in good health, you might be tempted to ignore the cost of health insurance. Youre young, you care and youre not sick. Did not really need health insurance, right?
Absolutely, say most of the schools. In fact, there is a growing trend among colleges and universities require health insurance for all students. According to health officials, the things that make life that much fun dormitory and university students is the perfect place for viruses and other diseases spread like wildfire throughout the dormitory. Medical bills, equipment costs, prescription costs - the cost of even a single influenza outbreak could be running at several hundred dollars. It is not uncommon, they say, and a college student finds himself caught in medical costs totaling several thousand dollars from a single illness or accident. In many cases, these bills itself absorbed the University through its medical clinic.
Many students and their parents may mistakenly assume that the student is still covered in health of their parents insurance. Although many health insurance plans do not cover the full time students, who are the parents plans, much more limited coverage of local doctors. If you are a state school, you may find yourself with no coverage if the illness or an accident. If you are already covered by the premiums of health insurance parent until the actual cost of health care could become a major shock. It can also be used to pay $ 20 or $ 25 office visit co-financing, namely the $ 50 emergency room visit. Without insurance, a visit to the emergency room an average of $ 500 bills - and that is before the cast, sutures, X-rays or other treatments were added inside Something as simple as a sprained ankle can run up bills of several hundred dollars.
The solution is a health insurance plan temporary or low cost to students that is designed specifically to cover diseases of students studying away from home. Many colleges and universities offer their own health insurance plans, or through a health insurance provider local. They take into account the financial situation of most students with very affordable prices through a group plan for which a student attending college are eligible.
One of the more affordable options that you can find most health insurance plans offered through the university in 1000 cost less per year and covers any illness or accident, you are spending a certain number of hours the student . Health insurance is something that can not afford to give up a little money. Affordable health insurance plans through your college may end save you thousands of dollars in medical bills if you end up in an accident or become ill.